Kori Partners

Practical guide

Before you ask for funding.

A seven-step financing roadmap, document checklist and editable cash plan.

Kori Partners / 15 September 2026

01

Define the amount, purpose and timing of funding. Separate one-off investment from recurring cash needs.

Funding purpose, amount, timing and quotations; owner and outstanding evidence.

02

Map cash needs and a credible repayment or investor-return source. Use the cash-plan worksheet.

Available historical statements, bank records and reconciled balances; mark missing periods.

03

Organise available historical accounts and reconcile key balances. Identify missing information explicitly.

Cash forecast, assumptions, downside case and debt/repayment schedule.

04

Prepare a forecast and test a downside scenario. Record assumptions and evidence for each driver.

Ownership and governance records, licences relevant to activity, and the funder’s confirmed document list.

05

Assemble a lender pack: available accounts, bank records, debt schedule, use of funds and requested security information. Confirm the lender’s exact list.

Question log: criterion, question, responsible person, evidence, answer and follow-up date.

06

Ask about assessment criteria, repayment, collateral, interest, fees, covenants and additional documents.

Funding purpose, amount, timing and quotations; owner and outstanding evidence.

07

Prepare the submission. Keep a dated question log with document owners and follow-up actions.

Available historical statements, bank records and reconciled balances; mark missing periods.

Preparation indicator only. This is not a credit score, approval probability, lending decision or financing guarantee.

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